Rates

Share Rates

Effective as of: 12/18/2024

	
		Share Rates
		
				Account Type
				Minimum Balance
				Dividend/Interest Rate
				APY**
			

		
				Share Savings
				$25.00
				0.15%
				0.1500%
			

				Share Checking
				$100/open
				0.10%
				0.10%
			

				IRA Savings
				$100
				0.20%
				0.20%
			

				Money Market
				$2,500 - $19,999
				0.30%
				0.30%
			

				Money Market
				> $ 20,000
				0.75%
				0.75%
			

	

Share Certificates

Effective as of: 7/16/2025

	
		Share Certificates
		
				Type
				Minimum Deposit
				Dividend/Interest Rate
				APY**
			

		
				6-Month Share/IRA Certificate
				$1,000
				2.50%
				2.52%
			

				9-Month Share/IRA Certificate¹
				$5,000
				4.10%
				4.16%
			

				12-Month Share/IRA Certificate
				$1,000
				3.00%
				3.03%
			

				18-Month Share/IRA Certificate
				$1,000
				2.90%
				2.93%
			

				24-Month Share/IRA Certificate
				$1,000
				2.70%
				2.73%
			

				36-Month Share Certificate
				$1,000
				2.60%
				2.63%
			

	

^{¹Non-renewable at CD maturity}

Loan Rates

Effective as of: 09/17/2025

Vehicle Loan Rates

	
		Vehicle Loan Rates
		
				Loan Type
				Maximum Term
				APR*
			
				New Vehicles ²2023 and Newer
				Up to 36 months
				As low as 4.49%
			
				New Vehicles 2023-2026
				Up to 75 months
				As low as 4.54%
			
				New Vehicles ²2023 -2026
				Up to 84 months
				As low as 5.74%
			
				Used Vehicles ²2022-2020
				Up to 75 months
				As low as 6.29%
			
				Used Vehicles ²2019 and Older
				Up to 63 months
				As low as 7.44%

Other Collateral Loans

	
		Other Collateral Loans
		
				Loan Type
				Maximum Term
				APR*
			
				New RVs, Horse Trailers, and Motorhomes
				Up to 75 months³
				As low as 7.59%
			
				Used RVs, Horse Trailers, and Motorhomes
				Up to 75 months
				As low as 8.59%
			
				New Motorcycles, Boats and ATVs
				Up to 75 months
				As low as 7.59%
			
				Used Motorcycles, Boats and ATVs
				Up to 75 months
				As low as 8.59%
			
				New Tractors/ Skid Steers
				Up to 75 months
				As low as 7.89%
			
				Used Tractors/ Skid Steers
				Up to 72 months
				As low as 8.89%
			
				Equipment
				Up to 60 months
				As low as 9.99%

Unsecured Loans

	
		Unsecured Loans
		
				Loan Type
				Credit Limit
				Maximum Term
				APR*
			
				Personal Loans
				Credit Limit TBD
				Up to 60 months
				As low as 10.990%
			
				Mastercard
				Credit Limit TBD
				
				as low as 10.9%

^{All consumer loan rates shown are base rates. These rates may vary based on credit score, loan term, loan-to-value ratio and age of collateral . All loans are subject to CCCU's loan guidelines. Rates are subject to change without notice

²Special Terms and Conditions May Apply

³Longer term options available please call for details}