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Centex Citizens Credit Union

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  • Routing # 311986376
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  • (254) 562-9296
  • Routing # 311986376
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Centex Citizens Credit Union
  • Home
  • About Us
    • Contact us
    • History
    • Holiday Schedule
    • FAQ
    • Eligibility
    • Board/Employees
    • Notifications/ Disclosures
    • News
    • Events
    • Annual Report
  • Our Services
    • Mobile Banking
    • Checking Accounts
    • Savings Accounts
    • Loans
    • View Our Services Here
  • Rates & Fees
    • Rates
    • Fee Schedule
  • Forms
    • Forms & Applications
  • Useful Links
    • Video Tutorials
    • Check Reorder
    • EZCardinfo.com
    • Scorecard Rewards
    • uChoose Rewards
    • Federal Reserve Education
    • Experian
    • Carfax
    • FTC Consumer Advice
    • FEMA
    • MyCreditUnion.Gov
    • JD Power
    • Financial Calculators
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Low Rate. Smooth Ride. As low as 4.64%
Low Rate. Smooth Ride. As low as 4.64%

Drive into something new—without the high rate.

We’re making it easier than ever to upgrade your ride with rates as low as 4.64% on 2025 and newer models. Buying brand new or refinancing your current loan, we’ve got you covered.

New HOURS, Same GREAT Service!
New HOURS, Same GREAT Service!

Effective May 1, 2026, Centex Citizens Credit Union will introduce new CLOSING hours at all three branch locations

Drive-Thru: 7:30 AM – 5:30 PM (Mon-Fri)

Lobby: 9:00 AM - 5:30 PM on Fridays

NO changes to Saturday hours

From Paycheck to POWER Moves!
From Paycheck to POWER Moves!

Financial literacy creates financial freedom! You can save, invest, and plan for your future.

Explore Resources

All Your Finances on the Go!
All Your Finances on the Go!

If you have an Android, iPhone, or iPad, you can download our Mobile Banking App and start today!

Mobile Banking

Rates As Low As* 5.59% APR
Rates As Low As* 5.59% APR

Up to 75 months
*Restrictions Apply

Click Here To Apply

Low Rate. Smooth Ride. As low as 4.64% New HOURS, Same GREAT Service! From Paycheck to POWER Moves! All Your Finances on the Go! Rates As Low As* 5.59% APR

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Phone: (254) 562-9296
Routing #: 311986376
NMLS #: 412109

Debit Card - Lost/Stolen/Fraud: 1(877) 805-2035
Mastercard - Lost/Stolen/Fraud: 1(800) 325-3678

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*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.
**APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
We provide links to third party partners, independent from Centex Citizens Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Centex Citizens Credit Union.

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